Okay I have completed another challenge card this afternoon, this time for the template challenge set by Susie
Here is my take on the template which I tweaked just a little bit!!!
Patterned Paper is by K and Co, lace and ribbon from local market, "Hello" is a Studio G stamp, chipboard frame is from a set I bought today in my local Pound Shop, Prima blooms and a brad from a set from Argos!!!